Athena Valentine Lent

Athena Valentine Lent is the founder of Money Smart Latina, a blog and financial education resource center. She leads workshops and classes on money management, financial resiliency, and navigating finances. She publishes a personal finance column at Slate.com.

Articles & Books From Athena Valentine Lent

Cheat Sheet / Updated 04-07-2025
Whether you’re earning your first paycheck, saving up for something big, or just trying to understand how money works, having the right tools can make all the difference. This Cheat Sheet includes a checklist to make sure that your credit report is accurate, and provides some examples of the types of scams you may encounter by people who want to cheat you out of your money.
Personal Finance For Teens For Dummies
Get your money game started off on the right foot with this easy-to-read guide In Personal Finance For Teens For Dummies, a team of celebrated financial educators walks you through how to handle your money so you can keep your debt low (or pay it off, if you've already got some), invest intelligently, and build the future you've always dreamed about.
Budgeting For Dummies
Build a budget that puts you on solid financial footing Ask any financially successful person how they achieved their goals, and chances are they’ll tell you it all started with a budget. And that’s exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings.
Cheat Sheet / Updated 04-13-2023
Use this Cheat Sheet as a quick way to determine which budgeting method you want to try. It also has tips to help you create a successful budget you can stick to.Taking the first steps for any budgetBefore you begin to explore any budgeting method, you should know your monthly income (after taxes). Then make a list of all your fixed and variable expenses.